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How to use Apple Pay

With over a billion iOS devices sold, it is no secret that Apple has taken the tech world by storm in recent years and Apple Pay is the latest mobile payment innovation from the technical giant.

What is Apple Pay?

Apple Pay was developed to provide iPhone users with a seamless digital payment option. In a nutshell the Wallet feature enables contactless payment in stores via NFC. Users with an iPhone 6, 6Plus, 6S Plus, Apple Watch, iPad Air 2, iPad Pro, iPad Mini 3 and 4 can simply hold their device near a contactless reader, like the one in the iPad kiosk above, and use their fingerprint (via Touch ID) to pay.

Any store that accepts contactless payments will accept Apple Pay, which is indicated by the Contactless Payment or Apple Pay icons that can be found at the checkout. Apple Pay can also be used for in-app purchases and much more.

How to Set Up Apple Pay

First of all, you need to make sure you have one of the devices above as Apple Pay isn’t available on some earlier devices.

Add your credit or debit card to your Apple device

Open the Wallet (previously called Passbook) app on your iPhone or go to Settings > Wallet & Apple Pay on your iPad, and tap Add Credit or Debit Card. Your card may already be stored with iTunes, so the card’s security code is all that is needed.

Alternatively, use the camera to capture the card information and then fill in additional information needed.

Then, tap Next and your bank will verify your information. Sometimes further verification is needed depending on your bank which can be added at any time. Once it is verified, tapNext and you can start using Apple Pay!

You can also register for Apple Pay through your bank’s app.

Security: Biometric Authorisation

Apple Pay is only available on devices with Touch ID. By using biometrics, transactions can only be verified by the device owner’s unique fingerprint, meaning no one else can process payments. This also makes authorisation a lot more efficient with shoppers not having to enter their Apple ID details.

How To Use Apple Pay In Store

Look for the Contactless or Apple Pay symbol at the checkout. Hold the top of your device within an inch of the contactless reader with your finger on the Touch ID without pressing it, and you’re done! Please note that if you’re in the UK, you may not be able to pay for items over £30 with Apple Pay at some shops.

For more information read the Apple support article.

Want to know more about mobile payments, read our blog post: Mobile payment – will it ever take off? 
If you’re a merchant and interested in making the point of sale easier for your customers, check out our iPad kiosks with contactless payments or call imageHOLDERS on 01202 892 863 to learn more.